Lock Desk Analyst

Job Description:

We are seeking a Lock Desk Analyst to join our team! The Lock Desk Analyst supports the Capital Markets Department by assisting in meeting goals, providing superior customer service, presenting a professional image, and maintaining excellent communication with Mortgage Loan Originators, Clients, and Management. The Lock Desk Analyst must also demonstrate a strong desire to learn company policies, pricing engine operations, operating/risk platforms, and relevant analysis We are seeking highly motivated, ethical, team player who is looking to be part of a company with a great future in lending. We offer a tremendous opportunity for growth, compensation, and benefits.

Responsibilities:

• Verify and confirm daily lock-ins from all sources.
• Process requests for extensions, relocks, program changes, etc.
• Processes lock reconciliations for purchased loans by end investor.
• Monitor multiple pipelines daily and pipeline reporting.
• Provide technical support for pricing engine users.
• Crosstrain in other functional areas of Capital Markets.
• Act as liaison for the company between outside investors and internal departments regarding the sale and delivery of closed loan transactions.
• Prepare and send the initial disclosure package within TRID required timelines for all types of loans.
• Ensure that all information and documents are accurate and comply with all applicable federal (TRID) and state laws.
• Verify the accuracy of fees to mitigate TRID and RESPA violations and cost to cures.
• Prepare re-disclosures within 3 days of change in circumstance (CIC) to ensure compliance with governance, policies, and procedures.
• Perform all other duties as requested or assigned.

Qualifications:

• Optimal Blue Pricing Engine and Encompass system experience preferred, but not required.
• Strong Mathematical, Analytical and Problem-Solving skills.
• Ability to multitask and prioritize tasks.
• Well-organized with extreme attention to detail.
• A Strong sense of urgency is needed for this position.
• Self-motivated with the ability to work independently.
• Working knowledge of mortgage loans and an understanding of pricing required.
• Knowledge and understanding of commonly used concepts, practices, and procedures within the Secondary Marketing field.

Requirements:

• Mortgage industry experience required.
• High School diploma required; two-year college degree preferred.
• Proficiency in Microsoft Office (Excel, Outlook, Word).

About Us:

At Neighborhood Loans, we are passionate mortgage lending professionals with one goal in mind – make our clients our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market.

Our mission is to provide the finest service based on the highest standard of ethics, values, and customer care. In doing so, we will earn the loyalty and trust of homeowners who will become our lifelong customers and friends.

Job Type: Full-time

Pay: From $45,000.00 per year

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Work Location: In person